Car Insurance and the Importance of the Proposal Form
The transition from paper to digital hat in many ways changed both the format and the understanding of what a proposal form is in the context of car insurance. Pre internet, people would have to fill in a proposal form in order to obtain car insurance, often having been given a verbal quote first of all. Nowadays, insurance companies have pushed the whole mechanism of obtaining car insurance online, and people had to fill in a significant amount of information, often over several screens, in order to obtain a car insurance quotation, and obtain cover itself. The difference, is that many people often think of the online questions as more of a questionnaire, rather than as a legal document, which in effect is what it is. It is worth understanding the context of a proposal form, whether it be in paper or digital format, given that any wrong or misinformation can invalidate the insurance policy, and allow the insurance company to deny any liability in paying future claims. A proposal for